If you’re in college, this is one of the best times to start building your credit. There are credit cards out there that will approve students. The Capital One Quicksilver One Cash Rewards Credit Card is a great card for students. You can earn unlimited 1.5% cash back on every purchase you make every day. You will get access to a higher credit line after making your first 5 monthly payments on time. There is a $39 annual fee for this card.

Another card that will help strengthen your credit is the Capital One Platinum Credit Card. There is no annual fee for the card and you gain access to higher credit after making your first 5 monthly payments on time.